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Insurance is essential for managing risks and protecting assets, but it’s crucial that you’re not paying more than necessary. Renewing or switching providers in the new year can often unlock better coverage for less money.
Home and Auto insurance are necessary expenses, but many people overpay without realizing it. By reviewing your insurance policies regularly, you can ensure that you have the right coverage at the right price. Additionally, bundling home and auto insurance, reviewing exclusions, and adjusting deductibles can help you save significantly.
Insurance companies offer various discounts based on driving habits, the safety features in your home, and your personal history. Regularly shopping around for the best deal and comparing providers will help ensure that you’re not overpaying. Plus, ensuring that you’re not underinsured is equally important—adequate coverage protects you in the event of a disaster.
Key Actions to Take
Review Your Current Policies: Review both Home and Auto insurance policies to ensure you’re not overpaying or underinsured. Pay attention to coverage limits, deductibles, and exclusions.
Shop for the Best Rates: Compare quotes from different insurance providers every year to see if you can find a better deal. Use BOOM’s platform to access discounts from BrokerLink and other insurers to help lower premiums.
Bundle Your Policies: Many insurance providers offer discounts when you bundle home, auto, and other policies. Look into bundling your policies to reduce overall costs.
Increase Your Deductible: Raising your deductible can lower your premiums, but make sure you have enough savings to cover the deductible in the event of a claim.
Take Advantage of Discounts: Look for discounts for things like having a good driving record, installing security systems in your home, or using advanced safety features in your car.
Insider Tips
Bundle your insurance policies: By bundling home and auto insurance with one provider, you could save 10%–25% annually. Use BOOM’s discounts to get quotes from multiple providers and compare the total savings when bundling all your policies under one roof.
Review your coverage regularly: Set a date to review your Home and Auto insurance policies every 12 months. Look for changes in your lifestyle or home value (such as renovations or purchases) that might necessitate an update to your coverage.
Increase your deductibles: If you’re able to cover a larger portion of any claims out of pocket, consider increasing your deductibles. This could lower your premiums significantly. Ensure that you have enough savings to cover the higher deductible in case of emergencies.
Take advantage of BOOM’s insurance discounts: Get quotes from BOOM providers like BrokerLink to receive exclusive rates. Use these discounted consultations to compare policies across providers, making sure you’re not overpaying for coverage.
Protect your assets and save more with BOOM! BOOM offers exclusive discounts with providers like BrokerLink and many more. Log in to BOOM now to compare quotes, bundle policies, and unlock better insurance coverage at lower rates.
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